Shop and get it today
Take home your jewelry today and own in 12 months or less.
No Credit Needed*
Easy to apply and won't hurt your credit.
Instant Decision
Apply now for an instant decision.
Flexible Payments
Weekly, biweekly or monthly payment options make it simple to use.
90-Day Option **
Save money when you pay off your lease early using our 90-day and early purchase options.
**Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options. *Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
How does this work?
Apply now for an instant decision
Applying won’t hurt your credit score. Once approved, shop your favorite items
Go to checkout
Select Progressive Leasing as your payment option at checkout
Own your item in 12-months or less
Enjoy flexible automatic payments
No large upfront payment
+The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.
What our customers are saying
“Progressive customer service were very understanding and offered me a great payout.”
–Cassandra Sledge
“I was approved for a lease immediately for an item I purchased.”
––Tina McCallop
“Excellent company and really helpful customer service. Never had a problem with payments.”
–Jose Rodriguez
FAQs
What is lease-to-own or a lease-purchase program?
The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s).
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
How long does my approval last?
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, if you do not sign your lease-to-own agreement that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.
Do you charge an application fee or any other up-front fee?
No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
Who do I contact if I have questions about my lease?
Leasing customer service representative at (877) 898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com/
How do I make payments?
During your lease signing, you agree for payments to be deducted automatically from your bank account and/or charged to your card you provided during the application process. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your items.
How long is the lease agreement?
Standard Lease-to-own agreements are set up for 12-month to ownership.
Is this a hard or soft inquiry (hit) on my credit?
Progressive Leasing will only make soft inquiries to the big three Credit Bureaus (Transunion, Experian & Equifax). Other secondary bureaus, however, do not offer a soft inquiry option.
What type of items are available to lease from Progressive?
Items for personal, family or household use may be available to be included in Progressive Leasing’s lease-to-own option. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more. Progressive Leasing will not allow certain kinds of items to be included on the lease-to-own agreement Examples: items that are prohibited from lease-to-own by law, items permanently attached to a home or vehicle, consumable or intangible items, and items that create an excessive risk defined by Progressive Leasing. See Leasable Items Principles.
Do I have the option of paying off my lease and owning the product(s) before the standard 12 months?
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.