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Jewelry Financing and Leasing Options
Need to finance an engagement ring or other important jewelry purchase?
$0 Down Payment
Here's what to look forward to:
- Monthly payment options
- Easy application and purchase process
- No interest if paid in full within 6, 12, or 18 months*
*Interest will be charged to your account from the purchase date if the promotional plan purchase amount is not paid in full within the promotional period or if you make a late payment. Monthly payments required. Subject to credit approval.
Lease-To-Own with No Credit Needed
Here's what to look forward to:
- No credit needed*
- Easy application and purchase process
- Instant decision - Apply during checkout
- Flexible purchase options to accommodate your lifestyle – weekly, bi-weekly or monthly
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
Pay in Installments
One less thing to worry about: get the pieces you love with 4 easy payments or up to 24 months' financing. See below for minimum and maximum purchase amount requirements.
- Pay Now: $0 - $4000
- Pay in 30 days: $500 - $1000
- Pay in 4 interest-free payments: $35 - $1500
- 6 month financing: $149-$10000
- 12 month financing: $299 - $10000
- 18 month financing: $599 - $10000
- 24 month financing: $999 - $10000
Legal Terms
CA resident loans made or arranged pursuant to a California Finance Lenders Law license.
Layaway Policy
In-Store Only
- A minimum deposit of 10% of the purchase price is required to place an item on layaway.
- The remaining balance must be paid in six equal monthly payments and completed within six months.
- Layaway deposits are refundable within 30 days of the original layaway date with no penalty.
- If a layaway is canceled after 30 days or becomes delinquent, payments will be refunded to the original form of payment when available, or by refund check, minus a $75 restocking fee (or the total amount paid, if less than $75).


